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The most convenient payment systems. Today we will talk about PayPal.

The review was made for the purpose of the article - to introduce you to the payment system PayPal to help make decisions about its use, taking into account its advantages and disadvantages.

PayPal- the largest in terms of turnover. And its owner is the world-famous ebay trading platform.

Description of EPS PayPal

The service, founded in 1998 in the USA by a Russian and an American, allows you to safely, quickly and conveniently make and accept payments, transfer funds and withdraw money to bank accounts. “A friend who helps you pay” is how the name of the system is translated from English.

Official site PayPal- www.paypal.com.

During the first two years of its development, the system showed phenomenal development, thanks to which it attracted the interest and interest of the eBay company.

Now PayPal processes more than 11.5 million payments per day and has 162 million active users in 203 countries. The convenience of the service also lies in the fact that users can hold funds in 26 currencies, including rubles.

Electronic payment system PayPal offers us three types of accounts.

• Personal accounts / Personal. Such accounts can be used for transfers and shopping.
• Premier accounts. In addition to the capabilities of a personal account, it allows you to accept money from buyers and customers.
• Business accounts / Business. Option for organizations. Registered with the details of organizations.

Information support of the company is available at:

• by international phone: +353 1 899 8210;
• by telephone hotline for Russia: 8-800-333-2676;
• through 24/7 customer support on the official website.

The key person in Russia is Vladimir Malyugin, Chairman of the Board of NPO PayPal RU LLC. Simply put, Vladimir is the head of PayPal in Russia. He is responsible for ensuring growth and active development of the business. Before joining PayPal, Vladimir served as CEO of HTC in the Middle East, responsible for marketing and market penetration. Prior to this, Vladimir held similar positions in the Polaroid and Kodak groups.

Payment system capabilities PayPal

Let me start with the fact that you can very easily link your payment card to the system and subsequently receive payments and pay for purchases from it through PayPal.

If we talk about the functionality of the system, then everything is traditional:

• linking Visa, MasterCard, American Express and Discover cards;
• any online purchases (including ebay exclusivity);
• accepting payments;
• Money transfers;
• withdrawal of money.

Withdrawals to Russian bank accounts are carried out without commissions and limits.

PayPal actively develops relationships with online stores and other partners, including Ozon, LaModa, liters, Aeroexpress and Odnoklassniki. Thanks to partnerships, clients of this payment system constantly receive offers with decent discounts. For example, now you can buy a ticket to a good 5* hotel in Turkey with a 50% discount.

Payment system security PayPal

Payment system PayPal has implemented such an effective and versatile security system that a separate review can be written about it.

The main points are the division into:

• seller protection program;
• buyer protection program, about which I will quote from the official website:

• If you have not received your order or it differs significantly from the description:
• Go to the Resolution Center and start a dispute. We recommend waiting at least 7 days from the date of purchase before opening a dispute.
• Contact the seller and try to resolve the dispute directly. If you reach an agreement, you can close the dispute. If you are still not satisfied with the seller's response, you can escalate the dispute to a claims category. When you escalate a dispute to a claim, you ask PayPal to review the case and make a decision.
• We will review the claim and if a decision is made in your favor, we will We will refund the full price of your purchase, including shipping costs..

This is unprecedented security that can be useful to us when working with . Therefore the presence PayPal in the list of payment partners - this is an additional factor that reduces .

In terms of technical safety, everything is also at the highest level. HTTPS protocol with TLS 1.2 and AES_256_CBC encryption.

Advantages of the Pay Pal payment system

• widely distributed in the world.

Thus, at the end of 2014, every tenth dollar spent through the electronic payment system was carried out in PayPal. Currently, work is underway to integrate the payment system into the Indian economy. Having succeeded in this, the turnover will increase even more.

• Active development in post-Soviet countries.

The company came to Eastern Europe not so long ago - in 2011. But during this time, the number of partners and clients has already exceeded 5 million. At the same time, the system pleases with low commissions.

• eBay integration

There are very few people left who have not used the world's largest online auction. And all payments there go through PayPal.

• Safety

Protection of sellers and buyers. The system returns money to customers if obligations on their orders are not fulfilled.

• Convenience

It's really easy to register and accept money/pay for purchases.

Video - How to register with PayPal: https://www.youtube.com/watch?v=lLPKOOTFb_Y

I would be grateful for your questions/opinions about the payment system PayPal in comments.

I wish you all profitable investments!

23.05.2015 27.03.2017

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Greetings, dear readers of the blog site! Electronic currencies are increasingly used in all kinds of transactions. Many people use them to pay for utilities and other services, and make purchases through various online stores, settle accounts with business partners.

Runet regulars know very well what WebMoney is, or how you can create a Yandex.Money wallet, but other payment systems are popular in Burzhunet. For example, PayPal (PayPal), which operates in dozens of countries and unites hundreds of millions of active users.

Pay Pal system: features, advantages

The PayPal system is considered one of the most popular in the global Internet space (and judging by new registrations, its rating is only growing). Many people use PayPal when paying for their online purchases and other financial transactions, since the system has many “advantages”:

The simplest PayPal registration account, convenient and intuitive interface;

Security of any transactions, quick refund (when something went wrong);

No commissions when paying incoming bills or making transfers (a percentage is taken from the recipient).

I’ll tell you more about PayPal security, since no one has canceled fraudulent activities online, and according to statistics, out of a hundred payments made directly from cards, two are simply lost (which is 1.8%). The probability that money transferred through Pay Pal system, will go nowhere, 10 times less (0.17%).

If a PayPal user bought something in an online store, but was sent a low-quality product or nothing at all, the system will compensate him for the amount spent. To do this, you need to send a claim and prove that the paid product does not meet the stated criteria.

I have already written about how difficult the user support system in Qiwi is implemented. Well, PayPal doesn't have this problem. Therefore, for those who want create Qiwi wallet, I advise you to think about it. You can also work with the PayPal system from your phone, but everything else is much better.

Registering a PayPal wallet for electronic money, linking a PayPal card

To gain access to PayPal functionality, you need to register there. The developers have extremely simplified the registration process, and creating an account in PayPal is much easier than create a WebMoney wallet or open an account somewhere else. So, in the system PayPal registration in Russian and it only takes a couple of minutes:

Go to the PayPal website and click on the big “Register” button;

Select a country, click on “Open an account” (if you are an individual, then you need a personal, not a corporate account);

Fill out a few lines, click on “I agree and open an account”;

Enter the captcha and click “Continue”;

After this, the system will require you to indicate the number and expiration date of your card (to use PayPal, you will still have to link it to your account), but you do not have to do this right away, you can simply complete the registration and go to the “My Account” page.

It is on this tab that all operations available in PayPal system. But first you need to confirm your E-mail (simply by clicking on the link provided in the message), as well as connect (if you did not do this during the registration process) and then confirm the card.

To link a card to your account, follow the link in the “Notifications” window. There, enter its number (in full) and expiration date. 60 rubles will be debited from it, which will be returned to your PayPal account after you go through the confirmation procedure.

It is not necessary to confirm the card, but it will make things easier. Many similar systems practice similar checks during registrations. For example, take WebMoney loan with formal certificate difficult, you first need to obtain at least an initial certificate, which is issued after verification of passport data.

So, to check the card, you need to get a printout of the payment for 60 rubles that the PayPal system wrote off from it. In the printout opposite the name “PayPal” there will be numbers, the first 4 of them are the confirmation code.

How to use PayPal

This is truly a convenient system; you can figure out how it works quite quickly. I will briefly describe how to use PayPal and perform basic operations: top up your account, pay for something and withdraw money.

Top up your PayPal account

All payments in PayPal are made from a card (you can use Visa, MasterCard, American Express, Maestro) that is linked to your account. Money is debited from it automatically, so there is no need to top up your account in the system itself.

Send funds, pay for online purchases via PayPal

To transfer money to an ordinary PayPal user, you need to know his E-mail (this is his login). Transfers are made in the “My Account” section on the “Send Funds” tab, where you need to select who you are sending money to (friends or relatives).

To pay for a purchase in an online store, you need to mark the appropriate line in the same window. But you can select the “PayPal” option among other payment options on the store’s website, log in and make a payment.

Now about the commissions. If you buy something, the seller pays the commission, not you. If you send money to someone from a personal account, there is no commission either, but if from a card, either you or the recipient will have to pay 2.9-3.9% (this depends on the amount) + 10 rubles.

How to withdraw money from PayPal

If you keep all your money on the card, you don’t need to withdraw anything. But if you use a personal account, you may need to cash out money or complete the procedure of exchanging it for monetary units in another similar system (WebMoney, Qiwi).

Now exchange PayPal to WebMoney very simple, this can be done through the Exchanger exchange. There is now a new section where this operation is performed. By the way, the rate of such exchanges is quite favorable. Well, about exchange PayPal to Qiwi I'll tell you separately. So I’ll go straight to cashing out.

So, you can only withdraw money from PayPal to a bank account, and a Russian one at that. This should be a regular ruble account, not a card. It also needs to be linked to your account and confirmed. Everything is done in the same “My Account” section:

Open the “Withdraw Funds” tab, click on “Add Account”, fill in all the fields;

After this, you can withdraw money (the rate for automatic exchange is quite favorable).

How to exchange PayPal for Qiwi

In Russia, Qiwi Wallet is many times more popular than PayPal. Through it, Runet users prefer to pay for goods and services and try to take urgent microloan on Qiwi wallet, send money to friends and business partners. So I decided to devote a few lines to exchanges between these systems.

I already mentioned that exchange PayPal to WebMoney can be done without any problems through the Exchanger exchange. The service specializes in such exchanges and offers good conditions. Unfortunately, exchange PayPal to Qiwi not possible there, but there are other options:

There are many services on the RuNet that deal with the exchange of electronic money. Among them you can find PayPal to Qiwi exchanger(that is, exchanges do not occur directly, but through other systems). All online currency exchange services work automatically and offer quite acceptable conditions.

You can also conduct a transaction through an intermediary who deals with such exchanges for a certain percentage.

What reviews do Runet users leave about the PayPal system?

You can find reviews about any payment system online, and PayPal is no exception. But, unlike the same Qiwi Wallet, o PayPal reviews positive. Users note a high level of security, ease of registration, ease of working with a personal account, and adequate technical support. Among the “cons” they mention that:

At PayPal registration account messages do not arrive to some emails;

It is possible to block an account and freeze an account for any, even minor, reason;

When a person carries out any transactions on the PayPal website, the system constantly requires you to enter a password.

Before registering with PayPal, it is better to create an email address @gmail.com. To reduce the risk of blocking your work account, you need to verify the card linked to your account and try to log into the system from other people's PCs as little as possible. And the last of the “cons” is simply a security measure.

Otherwise about PayPal reviews good ones. The system is reliable and is becoming increasingly popular in Russia.

I hope that you will not have any problems with registrations and transactions in PayPal. With this I want to wish you success and good luck!

Using electronic currency is sometimes much more convenient than paying in cash or via a bank card. There are several large payment systems that are successfully used to make money transfers around the world. PayPal is considered the largest platform for exchanging electronic currency, although for Russia this payment instrument is not available to its full capabilities.

How PayPal came to be

What is a Paypal account and how did it come about? The world's largest payment instrument appeared in 1998. The platform was used to pay for purchases, so various online stores and individuals actively created accounts there. PayPal established the strongest connection with the famous auction eBay, so in 2002 this corporation bought the payment system. However, around 2014, eBay completely separated from the payment system, so today PayPal is an independent platform for making money transfers.

The system has more than 179 million registered users, but it is not omnipotent, so there are still some fairly well-known online stores that do not work through PayPal. These include AliExpress And Amazon, where you can use WebMoney and many other types of transfers.

How long has PayPal been operating in Russia?

The online money transfer system was closed to Russian users for quite a long time. Only in 2011, the corporation began to expand its coverage, so it became possible for registration and active actions for the CIS countries, including Russia. And only by 2013 it became possible to make ruble transfers. However, ruble transactions are used mainly for transfers, since payment for store goods is made in foreign currency, which is converted at the internal rate of the payment instrument.

Some difficulties may arise for sellers from Russia when working with electronic money. Withdrawals of funds were previously carried out only through US banks, but the situation is gradually changing, which leads to the regulation of the relationship between corporate accounts from Russia. You can carry out any actions with electronic currency only after registering in the system.

Benefits of paying with PayPal

PayPal has received approval from numerous users. This is due to the following factors that make the payment instrument stand out among other methods of working with electronic money:

1. A large number of users around the world. Stores that accept payment this way are located not only in the United States, but also in other countries around the world. The same applies to buyers. The huge base of participants suggests that its advantages are appreciated by many clients.
2. Payment protection. This mainly concerns payment for purchases. After making a purchase, the transferred funds are frozen in the system for 45 days, during which the seller cannot receive them. This ensures a refund if the buyer does not receive the goods. This approach almost completely eliminates the risk of falling for scammers.
3. Fast transfer of funds. Freezing of funds only applies to payment for goods in the online store. The payment instrument itself is also designed for making transfers between individuals, in which case the money arrives instantly.
4. User fee. PayPal accommodates participants in the circulation of funds, so in many cases there is no fee for transfers. Typically, the commission is charged only to the receiving party, however, there are exceptions here, since Transfers to relatives and friends can be made free of charge.

Using PayPal is quite simple, but there are some pitfalls that you should be aware of.

Registration

Registration with PayPal takes place on the corporation's website. Also, the opportunity to register appears when you try to pay for goods through this system in an online store that cooperates with the system. For initial registration, only email is required. However, the system then prompts you to enter your personal data. Confirmation of personal data simplifies working with electronic money.

When registering on the PayPal website, you first need to select the type of account: for business or personal use. Later in the profile settings you can change the account type, so the choice is not important. Registration in both cases is free. Next, the registration of an individual will be considered.

After selecting the account type, the visitor must fill out several required fields, including an email and password field. The system has various restrictions, which will be discussed below, so at the stage of specifying an email address you need to know several nuances:

• You can specify mail on any mail server;
• mail on paid servers with a domain . com is quoted higher, so the user is not given such a low limit on money transfers without data confirmation.

After the email is specified, the visitor will be asked to fill out a form with personal data. The form must be filled out in Russian. It indicates citizenship, full name, date of birth, address, telephone number, as well as the series and number of the passport. All fields must be filled in. Your passport details will be required in the future to link your bank card.

A phone number is required to protect the user from account hacking, since the login is exactly the same as the email address. In addition, if you lose your system password, you can restore access using a mobile phone linked to your profile.

After filling out the information in your profile, you will receive an email to confirm your registration. To do this, you just need to follow the link and log into your registered account using your username and password.

Linking to a bank card

The system will prompt you to enter your card details immediately after filling out the main fields. You will need to enter the card number, expiration date and 3 digits CVV2/CVC2. You can only link a personal card that is registered to the same person as the account. It is not necessary to link your card immediately upon registration. The visitor has the opportunity to get acquainted with the operation of the site from the inside, and then carry out the necessary manipulations to link the card.

To confirm the card linking, the system will withdraw $1-2 from the account, which, in the case of Russian citizens, will be transferred to a PayPal account. However, final confirmation of the card binding is made only after entering the transaction code. For most bank card users, this data is sent to their mobile phone or displayed in their personal account on the bank’s website. You can attach several cards to one account.

How to use Paypal in Russia: limitations and pitfalls

Once registered, the user can immediately take action on their PayPal account, but there is a daily transaction limit as well as a monthly limit. Every day a citizen of Russia can receive or transfer an amount not exceeding 60 thousand rubles. The amount for all transactions per month is limited to 200 thousand rubles. Such a limit seriously limits the work with the system. However, this situation can be corrected after confirming the data.

There is a tab on the profile page "Check limits". It indicates the exact amount set for the user at the moment, and also suggests ways to solve the problem. To do this, you can send a scan of your passport. Other electronic payment systems set approximately the same requirements.

Most transactions through PayPal are payments for purchases in online stores. Although the buyer does not pay a commission, there may be additional costs on his part. Initially, a PayPal account is opened in the national currency; only after a certain time the user can add other types of currencies. Purchases of goods in foreign stores are paid in the currency of the host country, so rubles will be converted into dollars or other currencies. The conversion is carried out in accordance with the internal rate of the system, which usually leads to an increase in the debiting of funds for payment. In addition, conversion is carried out on a paid basis. The commission for this service is 4%, which is paid by either the seller or the buyer.

It is better to convert funds directly into your bank account. And when using currency bank cards, you must disable their conversion, otherwise the money will first be transferred by the bank into rubles, and then by the PayPal system into the desired currency.

A commission of 4-5% is charged when making transfers to friends and relatives in Russia and abroad. However, interest is only charged when using a bank card for a transfer, so to reduce costs it is necessary to transfer funds using a bank account, which is additionally linked to the account.

Paypal: what is it and how to use it

PayPal is a convenient method of transferring funds that provides buyer protection when paying for goods in online stores. You can find out the list of stores that cooperate with this payment instrument directly on the PayPal website. Some stores provide an additional discount when paying using this electronic currency.

Making a purchase using PayPal is very easy. In a store that supports this payment method, the usual steps for purchasing are performed: the product you like is added to the cart and an order is placed. You must specify PayPal as your payment method (it will be in the list, so you just need to click the appropriate button). Next, a window will open for the buyer to log into their PayPal account.

After specifying the login and password, the system will redirect the user to the payment page, where it will be necessary to provide payment details. This may be a linked card, but this is not a requirement. You can specify other details and confirm payment.

In addition to paying for purchases, the user can make money transfers within the system. To do this, you only need to know the person's email. It is not necessary for the receiving party to have an account at the time of sending funds. He will receive a notification of the transfer by email, after which he will be able to register under it and receive the money.

Withdrawal of funds

We figured out what PayPal is and how to use it, to withdraw funds you will need to link a bank account, since that’s the only way the system works. Linking a bank account is completed within (approximately) a week. During this time, 2 small amounts are credited to your account from your PayPal account. The exact transfer amount is confirmation of use of this account. After linking, it will be possible to withdraw the required amount within approximately another 3-5 days.

For citizens who want to speed up the process of withdrawing money, it is recommended to use the services of exchange offices. In this case, funds are exchanged from PayPal to WebMoney, Qiwi and Yandex.Money, from where money can be withdrawn using your own methods. Although this method will significantly save output time, it is very expensive. Exchange offices charge a commission for their services, which amounts to up to 12% of the transferred amount. In addition, the payment systems to which the money will be transferred may have their own commission for withdrawing money.

Among the many electronic payment systems that exist on the Internet, the largest and most reliable one, PayPal, stands out. What is PayPal and how to use it, are payments really fully protected? The vast majority of people have no doubt about this, but at the same time they hesitate to register, voluntarily limiting themselves in the opportunities that the system provides. For an inexperienced user, PayPal seems like an extremely complex service, but in reality it’s not that scary, and it’s worth spending a little time figuring it out, because the advantages of the system are really great.

The emergence of the PayPal payment system

Her work is unique in its own way. Despite the fact that this is not a bank, but a debit system, it is subject to all laws that apply specifically to the banking industry. The company's activities are licensed in many countries around the world. In Australia, for example, the company received a special bank savings and loan license.

PayPal Corporation appeared in March 2000 and in a short time managed to win the trust of customers. Few similar companies have invested in their customers as much as PayPal has. What did they do to win the competition? A unique and aggressive strategy in its own way, which required large investments - $20 was offered for each attracted client.

Initially, the system was focused on electronic auctions of the no less large company eBay, which two years after its creation absorbed PayPal. This coordinated work continued for quite a long time, and only at the beginning of 2015 the companies separated again. In the competition for the international electronic payment market, PayPal has become the absolute leader.

Advantages of the payment system

Users who have been fans of PayPal for many years highlight several main advantages, and first of all, the reliability and speed of payments, regardless of the country in which the counterparty is located.

Of course, compared to many other systems, PayPal is the most strict. What is, for example, a dispute between users if the transaction is not completed? A dispute between a buyer and a seller makes it possible to reach a solution that would suit both, but if the parties do not agree, the dispute turns into a claim, which will be reviewed by PayPal employees. Such tools do scare off some users, but it is precisely these difficulties that are designed to ensure the safety of transactions. Thus, the limitation turns into an advantage.

It is PayPal that makes it possible to carry out transactions of various kinds without or exchanging currencies. However, the exchange will have to be carried out if you need to deposit money into a PayPal account or withdraw funds to a bank card.

Features of use in CIS countries

Different countries have different statuses in the system with tolerances and restrictions. Until recently, Russian PayPal was distinguished by the fact that it was only possible to deposit funds into the account and pay for purchases via the Internet using it. In particular, for purchases on such major resources as eBay or AliExpress. But there was no way to withdraw the funds received from the system. All CIS countries have similar restrictions to varying degrees. However, more recently, Russia received an upgrade in status, and now Russians have the opportunity not only to pay for purchases, but also to withdraw funds to a card.

Things are somewhat worse in Ukraine and Belarus. Kazakhstan joined the system relatively recently and is also in the zone of functional restrictions. It is likely that residents of these countries will also have expanded opportunities in the near future. After all, if we consider the payment system specifically as a tool, then PayPal will be among the most convenient mechanisms that expand the boundaries. What's a relatively short wait compared to the ability to send and receive payments almost anywhere in the world at lightning speed?

Registration with PayPal

To start using the system, you need to go through a simple registration. This is a free service and no separate payments are required. It is important to know that when registering, you must indicate your real data; if you enter it with errors or come up with a pseudonym, then when verified, the account will be recognized as fake and will be blocked as a result. That is why any instructions on how to set up PayPal without entering real data are obviously incorrect and can lead to account blocking.

Before registering, you need to decide in what status you want to work with the system: as a buyer or as a businessman. A regular buyer account is created free of charge; subsequently, there is the opportunity to move to the next level, if desired.

After selecting the country and user status, you will need to enter an e-mail address, password and postal address, and you will also need to link a bank card - this is how the PayPal system works. How to use the payment service? This is only possible through a linked bank card, which must be opened in the name specified during registration.

Linking a bank card

Another important step required to start working with the system is linking a bank card to your account. This is done so that you can use the money in your account to pay for various goods and services on the Internet; it is to this card that you can withdraw money from the system.

You need to enter the number, expiration date and code located on the back of the card. After this, the system will begin checking it. It is advisable that it is not a credit card, but a debit card, that is, a payment card. PayPal charges a small amount of money from the card to verify the possibility of contact and transfer of funds. It's usually $1.9 and it's not a service fee. After the cardholder confirms that the withdrawal of money was made with his knowledge and is completely legal, the card is considered confirmed and the funds are returned to the bank account.

Paying for purchases and receiving payments

The most convenient thing about this system is that the interface is as client-oriented as possible; it is truly friendly. The simple design is intuitive; when registering, the required language is set, so there are no difficulties for a Russian-speaking user without knowledge of English. Setting up PayPal allows you to send money in just a few clicks. There is no need to separately enter funds into the system; PayPal connects to the linked card and takes them from it.

To send money to another user of the system, you only need to know his identifier, that is, his email address. An important nuance: Russian citizens can only send rubles when making mutual payments; with other countries, payments are made in dollars.

To receive money within the established monthly limit, it is not necessary to register as a businessman or commercial company; this is required only if it becomes crowded within the limit and a denser turnover of funds is needed. Money is transferred almost instantly.

PayPal Features: Limits and Security

The limit of funds that can be used in the PayPal system depends on the level of account verification. If you use an unconfirmed account, the user can spend or accept no more than 15 thousand rubles or the currency equivalent of the specified amount per day. The monthly limit on the movement of funds on the account is 40 thousand rubles. Does the system impose such restrictions for security reasons on users with greater freedom and expand the limit? All you need to do is verify your account.

The system has two types of verification: simplified and complete. After passing the simplified limit, the limit increases to 60 thousand rubles per day and up to 200 thousand per month. Full verification makes it possible to send up to 550 thousand rubles in a one-time payment, this significantly expands the user’s capabilities.

How to complete full account verification?

To obtain maximum financial freedom in the system, you must fully confirm your identity. Here is the current list of information that a PayPal user provides for complete identification; the instructions are extremely simple:

• passport details;
• Mobile phone number;
• state registration number of your choice (insurance number of a personal bank account, TIN, compulsory health insurance policy number).

Similar user identification schemes are available in almost all fairly large payment systems.

PayPal Fee

When sending money transfers, PayPal charges a commission depending on the amount transferred. In order not to be surprised by increased expenses after the transaction is completed, it is recommended to clarify the full amount of the payment, that is, together with the commission.

You can pay for something in rubles, that is, within Russia, or send a money transfer within the country without commission, but provided that you use funds that are in your internal PayPal account. If the system must take funds for a money transfer from a bank card, then the commission is 3.4% of the transfer amount and 10 rubles for a separate transaction.

When transferring abroad, an additional fee is charged. Depending on the recipient's country, the commission ranges from 0.4% to 1.5%. However, it is possible to choose the payer of the commission; it can be paid by both the sender and the recipient of the transfer. When carrying out any operation, the system will prompt you to familiarize yourself with the list of commission fees.

Additional guarantees of transaction security

As part of the fight against fraudulent schemes and deception of buyers, the PayPal system provides for blocking payment until the buyer confirms receipt of the goods. Only after this the seller gets access to his profit. This may seem overly strict to some, but the reviews available on PayPal confirm that this approach is completely justified. If the buyer does not receive the goods or it does not correspond to the stated description, he has the right to challenge the transaction within 45 days.

Withdrawing money

In Russia, until recently, it was not possible to withdraw money from the system, so many Internet services appeared that offered this service on a paid basis. The commission for such a transaction is quite high, so when setting up a business on the Internet, this had to be taken into account. At the moment, exchange sites are used by citizens of other CIS countries if there is a need to receive money to their bank account or to another payment system from PayPal. User reviews confirm that the services really work, but the commission is not encouraging.

However, at the moment in Russia it is possible to withdraw money to a bank account without interest or any overpayments. Just select the “Withdraw funds” item in the menu, the system itself will offer your bank account. The only inconvenience is that the operation takes from 5 to 7 business days. A notification will be sent via email.

There's nothing complicated about PayPal - expand your capabilities!